{"id":14618,"date":"2026-09-07T17:07:35","date_gmt":"2026-09-07T17:07:35","guid":{"rendered":"https:\/\/backcom.io\/?p=14618"},"modified":"2026-09-07T17:07:37","modified_gmt":"2026-09-07T17:07:37","slug":"hfm-account-types","status":"publish","type":"post","link":"https:\/\/backcom.io\/en\/hfm-account-types","title":{"rendered":"5 HFM Account Types 2026: Detailed Comparison & Which One To Choose"},"content":{"rendered":"\n\n
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Last updated: 07 September 2026<\/strong><\/p>\n\n\n\n

HFM offers a lot of choice, from the HFM Cent account<\/strong> for small capital, through Zero for scalpers, up to InfinityX with unlimited leverage. That range is exactly why beginners struggle to work out which of the HFM account types<\/strong> actually suits them before they fund anything.<\/p>\n\n\n\n

This guide will compare HFM account types<\/strong> as HFM currently publishes them \u2014 Cent, Premium, HFM Zero account<\/strong>, Pro and InfinityX \u2014 on spread, commission, minimum deposit, leverage and cost after cashback. If you are still weighing up how trustworthy the broker is, start with our HFM review<\/a>.<\/p>\n\n\n\n

More importantly, we answer the question of which HFM account to choose<\/strong> for each type of trader, instead of just pointing at the advertised spread. All figures below come from the HFM account pages as published on 07 September 2026.<\/p>\n\n\n\n

Table Of Contents<\/h2>\n\n\n\n
    \n
  1. HFM account types compared: all 5 in one table<\/a><\/li>\n\n\n\n
  2. HFM Cent account for small capital<\/a><\/li>\n\n\n\n
  3. HFM Zero account and how commission is calculated<\/a><\/li>\n\n\n\n
  4. How Premium, Pro and InfinityX differ<\/a><\/li>\n\n\n\n
  5. Real cost per lot before and after cashback<\/a><\/li>\n\n\n\n
  6. Which HFM account to choose?<\/a><\/li>\n\n\n\n
  7. Frequently asked questions<\/a><\/li>\n<\/ol>\n\n\n\n

    HFM Account Types Compared: All 5 In One Table<\/h2>\n\n\n\n
    \"Table
    HFM account types compared on spread, commission, minimum capital and trading style.<\/em><\/figcaption><\/figure>\n\n\n\n

    On the current HFM account table, the published HFM account types<\/strong> are Cent, Premium, Zero, Pro and InfinityX<\/strong>. Cent uses micro lots for beginners; Premium charges no commission and asks for no minimum deposit; Zero runs on raw spread plus commission; Pro cuts the spread while staying commission-free; InfinityX targets larger accounts that want more flexible leverage.<\/p>\n\n\n\n

    Account type<\/th>Min. deposit<\/th>EURUSD spread from<\/th>Commission<\/th>Max leverage<\/th>1 lot size<\/th>Best for<\/th><\/tr>
    Cent<\/strong><\/td>$0<\/td>1.4 pips<\/td>$0<\/td>1:2000<\/td>1,000 units<\/td>Beginners, small capital<\/td><\/tr>
    Premium<\/strong><\/td>$0<\/td>1.4 pips<\/td>$0<\/td>1:2000<\/td>100,000 units<\/td>General-purpose traders<\/td><\/tr>
    Zero<\/strong><\/td>$0<\/td>0 pips<\/td>From $3\/lot\/side<\/td>1:2000<\/td>100,000 units<\/td>Scalpers, EAs<\/td><\/tr>
    Pro<\/strong><\/td>$100<\/td>0.6 pips<\/td>$0*<\/td>1:2000<\/td>100,000 units<\/td>Experienced traders<\/td><\/tr>
    InfinityX<\/strong><\/td>$500<\/td>EURUSD from 0.5 pips<\/td>$0<\/td>Unlimited**<\/td>100,000 units<\/td>Large accounts that understand leverage<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

    * Some instruments may carry their own conditions.
    ** Actual leverage depends on HFM conditions and regulation.<\/p>\n\n\n\n

    The Cent, Zero, Pro and Premium figures above match the official HFM account pages. InfinityX now also appears on the table shown to clients, with a $500 minimum deposit, account spreads from 0.3 pips and maximum leverage listed as \u201cUnlimited\u201d. For EURUSD specifically, the product specification page puts InfinityX spreads from 0.5 pips.<\/p>\n\n\n\n

    \u201cSpread from\u201d is the lowest figure HFM publishes \u2014 not a fixed spread, and not an average you are guaranteed to get. Bear that in mind for every number in this comparison.<\/p>\n\n\n\n

    Two things separate the HFM account types more than anything else: contract size (Cent versus everything else) and fee structure (spread-only versus raw spread plus commission). Get those two right and the rest of the choice follows.<\/p>\n\n\n\n

    HFM Premium Account: The Standard, Commission-Free Choice<\/h3>\n\n\n\n

    Premium is the simplest of the HFM account types if you do not want to add commission on top of every trade.<\/p>\n\n\n\n

    Key characteristics:<\/p>\n\n\n\n