{"id":14145,"date":"2026-09-01T09:58:24","date_gmt":"2026-09-01T09:58:24","guid":{"rendered":"https:\/\/backcom.io\/?p=14145"},"modified":"2026-09-01T09:58:27","modified_gmt":"2026-09-01T09:58:27","slug":"hfm-trading-fees","status":"publish","type":"post","link":"https:\/\/backcom.io\/en\/hfm-trading-fees","title":{"rendered":"HFM Trading Fees 2026: Spreads, Commissions and Overnight Fees"},"content":{"rendered":"\n\n
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HFM trading fees<\/strong> come from 3 main cost layers: spreads, commissions and overnight fees. Among them, HFM spreads<\/strong> and commissions vary significantly by account type, product and trading session.<\/p>\n\n\n\n

HFM currently offers InfinityX, Cent, Zero, Pro and Premium accounts to international clients. This article compiles the published rates, shows how to calculate the total cost per lot on EUR\/USD and XAU\/USD, and explains how to pick the right account. If you’re still weighing up the broker’s credibility before its costs, read our is HFM a trustworthy broker<\/a> review first.<\/p>\n\n\n\n

This article was produced by Backcom.io.<\/em><\/p>\n\n\n\n

Contents:<\/strong> HFM fee table \u2192 Spreads \u2192 Commission \u2192 Overnight fees \u2192 Other fees \u2192 How to reduce fees \u2192 FAQ.<\/p>\n\n\n\n

HFM Trading Fees Table Across HFM Account Types<\/h2>\n\n\n\n

According to HFM data checked by Backcom.io on August 31, 2026<\/strong>, HFM account types<\/strong><\/a> currently have the following cost structures. These figures are the minimums HFM publishes \u2014 it does not mean spreads stay fixed at these levels at all times. See HFM’s official account table<\/a><\/p>\n\n\n\n

Account<\/th>EUR\/USD spread from<\/th>Forex commission<\/th>Minimum deposit<\/th>Best for<\/th><\/tr>
InfinityX<\/strong><\/td>~0.5 pip*<\/td>None<\/td>$500<\/td>Well-funded traders needing tight spreads<\/td><\/tr>
Cent<\/strong><\/td>1.4 pips<\/td>None<\/td>$0<\/td>Beginners, strategy testing<\/td><\/tr>
Zero<\/strong><\/td>0 pip<\/td>$6\/lot round turn**<\/td>$0***<\/td>Scalpers, day traders<\/td><\/tr>
Pro<\/strong><\/td>0.6 pip<\/td>None<\/td>$100<\/td>Frequent traders<\/td><\/tr>
Premium<\/strong><\/td>1.4 pips<\/td>None<\/td>$0<\/td>Everyday traders<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

* HFM advertises InfinityX spreads from 0.3 pip on some products<\/strong>, while the specific EUR\/USD figure at the time of checking showed about 0.5 pip.<\/p>\n\n\n\n

** On the Zero account, HFM currently publishes a Forex commission of $6 per 100,000 units round turn<\/strong>, equivalent to about $3\/lot per side. Gold (XAUUSDb) carries a $10 commission per 100 ounces round turn.<\/p>\n\n\n\n

*** The Zero account page is currently inconsistent: the specification table lists a $0 initial deposit, while the FAQ on the same page says $25. Check the requirement shown in myHF when you open the account.<\/p>\n\n\n\n

Converting EUR\/USD at roughly $10\/pip per standard lot<\/strong>, the minimum cost based on published spreads looks like this:<\/p>\n\n\n\n

Account<\/th>Minimum spread<\/th>Commission<\/th>Reference minimum cost\/1 lot EUR\/USD<\/th><\/tr>
InfinityX<\/td>0.5 pip<\/td>$0<\/td>about $5<\/strong><\/td><\/tr>
Zero<\/td>0 pip<\/td>$6<\/td>about $6<\/strong><\/td><\/tr>
Pro<\/td>0.6 pip<\/td>$0<\/td>about $6<\/strong><\/td><\/tr>
Premium<\/td>1.4 pips<\/td>$0<\/td>about $14<\/strong><\/td><\/tr>
Cent<\/td>1.4 pips<\/td>$0<\/td>about $14 per 100,000 equivalent units<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

This is only a calculation from the lowest listed spreads, not the actual cost of a real order. Floating spreads can widen considerably during news releases, thin liquidity or the rollover window.<\/p>\n\n\n\n

To benchmark HFM against the wider market, see our roundup of low-spread forex brokers<\/a>.<\/p>\n\n\n\n

HFM Spreads in Detail: Major Pairs, Gold and Indices<\/h2>\n\n\n\n
\"HFM
HFM spreads in detail<\/figcaption><\/figure>\n\n\n\n

HFM spreads<\/strong> are floating, so real values change with liquidity and market volatility. “From 0 pip” or “from 0.6 pip” is only the lowest level that can appear \u2014 not a fixed rate for every order.<\/p>\n\n\n\n

If you’re not sure how spreads turn into costs, read what is the spread in forex<\/a>.<\/p>\n\n\n\n

Per HFM’s product specifications at the time of checking:<\/p>\n\n\n\n

Product<\/th>InfinityX<\/th>Zero<\/th>Pro<\/th>Premium<\/th><\/tr>
EUR\/USD<\/td>from ~0.5 pip<\/td>from 0 pip<\/td>from 0.6 pip<\/td>from 1.4 pips<\/td><\/tr>
GBP\/USD<\/td>from ~0.6 pip<\/td>from 0 pip<\/td>from 0.6 pip<\/td>from 1.6 pips<\/td><\/tr>
XAU\/USD<\/td>from 0.08<\/td>from 0.06<\/td>from 0.16<\/td>from 0.32<\/td><\/tr>
USA30<\/td>from 1.6<\/td>from 2.9<\/td>from 2.9<\/td>from 2.9<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

These are the minimum figures HFM publishes, not average in-session spreads.<\/p>\n\n\n\n

For XAU\/USD, 1 standard lot equals 100 ounces. Using only the lowest levels as an illustration:<\/p>\n\n\n\n